Insured FAQ
How does the Association benefit me?
The Association was created to act as a middleman between the
Illinois
Department of Insurance and surplus line producers and in doing so, we
relieve the Department of many of the administrative burdens of collecting
data, compiling data, and responding to everyday questions, concerns and
procedural matters. The Department then has more free time to do what they
do best - protecting you, the consumer, through effective regulation and
oversight.
In addition to assisting the Department of Insurance, we are charged
with the duty to facilitate and promote compliance with the surplus line
laws in Illinois. With education and support from the Association, our
members — the surplus line producers — are better able to respond to their duties and responsibilities
under the laws and regulations of the state. These laws and regulations
were designed to protect you and, therefore, you are less likely to
encounter surprises or disappointments with your insurance.
Disclaimer
The materials and information contained herein are only synopses of laws,
regulations and other information and do not constitute legal advice. It is
recommended that you consult your legal advisers regarding application of
state and federal laws and regulations to any particular situation. The
Surplus Line Association does not undertake and hereby disclaims any
obligation to advise you of any change to state and federal laws and
regulations or the procedures of the Surplus Line Association.
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